Why Opting For Housing Finance Is A Great Idea

Housing finance companies in India have created options that seem to be tailor made to their customers’ needs nowadays. No matter which kind of house you wish to buy or in which location, finding a home loan for it has become a piece of cake. We no longer have to worry about waiting in long queues, filling out unnecessarily long applications or having to find documents that we just don’t possess. Thanks to the internet, the entire home loan process has become a lot simpler and more efficient. With quick forms and documents that we have at hand today, your loan procedure can be completed in hardly any time and without you even having to leave your home. The advantages of home loans today are aplenty. Know them and opt for the best one now.

We should ensure that whenever we set to purchase a house, it is nothing less than the house of our dreams. Why compromise due to a small amount of money, when with a perfect home loan, we can get exactly what we want. Buy your apartment, villa, bungalow or studio in the area of your choice without having to make any drastic compromises. With easy housing finance available , you can get exactly what you’re looking for.

Home loans allow us to pay off large amounts of money in slow and steady instalments that are perfect for both, our income and lifestyle. With housing finance in India today , we can just pay fractional amounts over a period of time and avoid creating a large dent in our bank account. Find the perfect EMIs with the right combination of interest rate and loan tenure, and just enjoy your new home without any worries.

Healthy home loans enable us to have a good credit rating with the bank. In future, whether it’s for a credit card or for a personal or car loan, we can get an easy approval without any unnecessary delays on the basis of this credit rating. When we pay our EMIs on time, our credit scores are higher and hence other banks are more likely to trust us for future finance requirements as well.

There are a lot of benefits of opting for housing finance. It’s not advisable to give up all your savings in one go when you have the alternative of buying a home and paying for it over a period of time. Our family and loved ones are all affected by the financial decisions that we make, hence, it’s imperative to make smarter choices and know that your finances are in good hands.

Custom Restaurant Mobile Apps: Why You Need Them

The past decade has been impressive in the context of technology-driven concepts. And out of all these concepts that have now managed to become mainstream, perhaps none is quite as famous as mobile apps for restaurants. Sure enough, it is a consequence of the online food delivery app revolution. However, mobile apps have given restaurants the means to pursue and achieve renewed growth individually as well instead of merely relying on generalized food delivery apps. But mobile apps on their own are a tricky concept, so when it comes to developing one for a market as competitive as restaurants and food delivery, you need a specialized approach.

With custom mobile apps, the focus is only on your restaurant. The obvious benefits of that mean, you don’t have to compete for the business of folks visiting your app. Then there’s also the fact that instead of overwhelming customers with countless choices, you can offer them a carefully curated menu that is following what they prefer. Now, one may be inclined to believe that third-party apps such as Swiggy and Zomato are more popular among customers. Thankfully, studies have shown that restaurants’ dedicated websites and apps are substantially more popular than third-party solutions. Fortunately, that’s not the only reason why you should consider restaurant application development. Here are some other compelling reasons to take the plunge.

1. Simplified user experience: The quickest way to win over a customer is to deliver a seamless, fuss-free experience. Suffice it to say that a custom mobile app is decidedly one way to go about because it saves customers the effort of sifting through several restaurants and menu options to find your restaurant. This convenience is what will drive them back to your app when just want to order in and relax or other such moments.

2. Loyalty programs: For any customer-facing business, rewards programs are a crucial part of its strategy. However, with third-party solutions, one can’t run an exclusive rewards program and instead has to partake in the third-party app’s policy. However, when you have a dedicated app for just your restaurant, you are free to innovate with your rewards and loyalty program and also integrate technologies such as location technologies to drive more customers to your establishment.

3. Access to valuable data: Data stands to deliver incredible value for the restaurant industry as it would for any other industry. However, with third-party solutions, the quality and quantity of data, you can access is significantly reduced. So, when you create your restaurant app, you can collect data about everything — starting from customer behavior, popular time slots, direct feedback about food and service, etc. This data can then be used to customize operations, marketing strategy, and more to drive better growth for the business.

Today, smartphones are everywhere and they are going to become even more prevalent in the future. Hence, the most potent way to leverage this opportunity and achieve the benefits such as the ones listed above is via restaurant application development.

How AI Improves HVAC Performance & Indoor Air Quality

Artificial Intelligence (AI) is proving to have promising application in construction industry. Seeing how HVAC systems contribute to the largest share of energy consumption in commercial and residential buildings, energy efficiency measures that target HVAC can help achieve major savings. AI can help improve both energy efficiency as well as indoor air quality by optimizing airflow, humidity and temperature while maintaining the lowest possible energy consumption.

However, it is advised that energy saving HVAC upgrades should not hinder with the indoor environmental quality as it can cause discomfort and health issues in some cases too. This can also have a negative impact on productivity at work places and business settings.

Let’s take a look at how AI can improve HVAC efficiency with the following cases:

HVAC control

Controlling an HVAC system effectively becomes quite a challenging task when the building conditions are constantly changing. Consider the following scenarios:

With changing outdoor temperature, the heating or cooling required to maintain a suitable indoor temperature is affected.
HVAC control and optimization is also affected by indoor activities. For example, a commercial kitchen would require more ventilation than an work place of the same size.
The ventilation requirements and temperature control systems are also affected by people entering and leaving the buildings.
All the above situations cannot be efficiently managed with manual controls for optimal performance. This is where AI makes the job easy by allowing smart control systems that process real-time data and adjust the HVAC systems accordingly. This helps HVAC systems to operate at peak optimal performance even with variable building conditions.

Smart Controls for Ventilation Systems

For optimizing ventilation systems, considering the outdoor airflow for determining the optimal variables is a must. Air Handlers consume less energy than space heaters and air conditioners. However, the outdoor airflow determines the heating and cooling needs of a building. For example, if the outdoor airflow is increased during winter, more heat is needed to maintain the suitable indoor temperature. The same can be applied for air conditioners during summer when ventilation system increases outdoor airflow.

Many buildings have ventilation systems operating at full airflow. This leads to a major waste of energy. Overventilation leads to energy wastage while underventilation leads to detrimental effects on indoor air quality. Ventilation system coupled with AI can determine the optimal airflow for maintaining a suitable environment of the building. AI can also keep a track of number of occupants and also the air pollutants concentration. It is highly recommended that the ventilation systems should never reduce the airflow below the required minimum value as suggested by the local building codes.

Optimizing Space Heating and Air Conditioning

According to a study by Lawrence Berkeley National Laboratory (LBNL), peak human productivity is reached when the indoor temperature is around 22 degree Celsius. The study also observed that as the temperature increases or decreases, it caused discomfort and lowered the productivity. Extreme temperatures are highly unlikely even with deficient HVAC systems. However, the indoor air quality degrades gradually as the temperature diverges from the ideal range. Improved and efficient performance is possible with AI enabled smart controls for the HVAC system.

Building furnaces, boilers, chillers and other HVAC equipment are now available with in-built AI. Thus, major energy savings can be expected just by upgrading the old equipment. The use of smart controls leads to efficient working of the entire HVAC system at all times.

AI Synergy with Energy Efficiency Measures

Based on the previous points, it is evident by now that energy efficiency measures are more effective when coupled with artificial intelligence. Two examples of HVAC upgrades that work best with AI are Airside Economizers and Energy Recovery Ventilations.

Airside economizers can help save energy in some climate conditions. When outside air is within suitable temperature and humidity range, the economizers increase ventilation rates and reduce the need for air conditioning. Since ventilation fans need less energy than air conditioners, electricity can be saved. Smart controls can further maximize these savings.

In energy recovery ventilation, when the outdoor airflow is optimized, the energy wastage for heating or cooling is avoided. ERV can then exchange heat between supply air and exhaust air, ultimately reducing the workload on HVAC even further, ERV works for both summer and winter by maintaining suitable temperature with indoor air precooling or indoor air preheating.