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The Use Of A Home Loan Eligibility Calculator In India

A home loan eligibility calculator, rightly as the name suggests, helps you to find out how much of a home loan amount you’re eligible for. Everybody opting for housing finance faces the confusion of ‘How much do I need?’, ‘How much can I afford?’, ‘How long should my loan tenure be?’, ‘Is my interest rate reasonable?’, and many other such common dilemmas. A home loan eligibility calculator answers all your queries, ensuring that your home loan is the perfect one for you and your family. The home loan eligibility calculator is easily accessible on almost all banks/housing finance companies’ websites today and assists you to find out all the information that you need to know quickly. Buy your dream home after finding the perfect home loan and using the handy tools available to make your decision easier.

The primary factors that decide your eligibility are your income, the interest rate that you’re being charged and the loan tenure that you choose. Based on these three aspects, you can compute exactly how much home loan you can opt for and how much the bank is going to approve without any hassles. This amount ensures that your expenses don’t exceed your income and that you can still have a happy lifestyle. With a home loan eligibility calculator , all your worries regarding the confusion of how much you can avail are over. By getting the precise figure in your hand, you now know the threshold that your home loan cannot exceed.

A home loan eligibility calculator will also help you to find the right home. Once you know how much loan you can opt for from the bank, you also know the most that you can afford for your home. With this figure in mind, it becomes much easier to look for a home in the area and size of your choice. You can hence plan your house hunt accordingly and find the home of your dreams in a much easier fashion.

Note that it’s always wise to speak to the banks/financial institutions after your calculation have been completed to confirm the figure and then move further.

Your home loan process should not be such that you’re intimidated with the decisions that you make. Organize all your thoughts and figures and only then approach the bank/financial institution for the loan. Use a home loan eligibility calculator to ensure that your home loan is approved without any worries.

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Enhance the Checkout Experience of Your Customers with PrestaShop One Page Checkout module

As the eCommerce industry is growing day by day, it is now compulsory to provide the customers a good shopping experience so that they don’t leave your eCommerce website from the checkout page. According to research, nearly 67.45% of the shopping carts get abandoned after adding the products to the cart. The complex and time-consuming checkout process is one of the main reasons for cart abandonment.

Prestashop One Page Checkout module incorporates the whole checkout process on a single page and removes the unnecessary checkout steps. The clean and attractive UI of the checkout page enhances the shopping experience of the buyers and reduces the chances of cart abandonment. The Prestashop One Page Checkout Extension is easy to install and configure from the back office. The module is compatible with Prestashop v1.5.x.x – v1.7.x.x.

Key Features of the Prestashop Fast Checkout Addon:

Customizable Checkout layout: The module can be easily customizable from the back office. The admin can choose from 3 different checkout layouts i.e., 1-column, 2-column, 3-column checkout. Along with the layout, the admin can also customize the look and feel of the checkout page including customizing the color of the button, buttons background color, button text color, Progress bar background color, etc.
Guest Checkout: The Quick Checkout Extension Prestashop allows the customers to place the orders as guests. Along with guest checkout, the customers can also register themselves or login in order to place the order successfully.
Social Login options: The Quick Checkout Addon Prestashop allows the customers to login with most popular social media networks i.e., Facebook, Google, and Paypal. The store admin can add these login options by adding App ID and Secret ID from the back office of the module.
Make Fields Optional or Mandatory: The store admin can make any checkout field optional or mandatory to fill on the checkout page. If a mandatory checkout field is missed to fill then the customer can’t complete the order without filling it.
MailChimp, Sending, and Klaviyo Integrator: The Prestashop Quick Checkout addon offers integration with MailChimp, Sending, and Klaviyo which allow you to send the collected customers’ data directly to these accounts.
Free Shipping Progress Bar: With this progress bar, you can encourage your customers to increase the order value to get free shipping of the products. Once the order amount reaches the minimum amount limit, the customer gets eligible for free shipping. This minimum order amount limit can be specified by the store admin from the back office.
Auto-detect Country: The Prestashop Simplified Checkout Addon detects the country of the customer automatically if this feature is enabled from the admin interface. It detects the country with the help of the IP address of the user.
Supports Major Payment Methods: The Prestashop One Page Supercheckout provides a variety of options to make the payment securely. The module supports nearly all the major payment methods including PayPal, Advanced Paypal, Authorize.ne AIM, Boleto, PayU, Stripe, ePay, ccAvenue, Quickpay, 2Checkout, etc.
Custom CSS and JS: If the store admin wants to customize the look and feel of the Prestashop One Step Checkout Addon, he can do it with Custom CSS and JS also from the Customizer tab in the back office.

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Home Loan Interest Rates Choose Carefully

Our home loans need to be paid off easily without the EMIs causing any financial worries to us. We might think that finding affordable home loans is difficult; however, the variety of options available today from various lenders enables us to find tailor made loans to suit our needs. How does one ensure that their home loan isn’t more expensive than what they can manage? Is it possible to have EMIs that fit into our budget scheme? Can we buy our dream home and still not suffer heavy financial debt? All of these questions can be answered by finding the perfect home loan interest rate. Due to fierce competition in the finance market today, the home loan rates are becoming increasingly affordable. Once we find the perfect interest rate to suit our needs, we’ll know that we’ve found the ideal home loan.

Choosing the best home loan rates does not necessarily mean finding the lowest one possible. While cheap interest rates are very attractive and seem to be the most promising reason to choose a loan option, there are a lot of other flaws that they could be masking. Often, unofficial lenders offer home loans at a very low cost. However, choosing this option could turn out to be a bad decision for us, since we would not have an idea about the loopholes that will exist in the agreement. Your money needs to be handled in a proficient way; hence opting for a reputed and well-known financial company is the best route to take. The home loan rates might be slightly higher than the riskier option; however, in the end, the sense of security makes it worth it.

The best way to find the home loan rates that go well with our requirements is to browse through various financial websites on the internet. Many housing finance companies now have online websites with all the information that you require. Comparing all the available options will aid you in finding the loan option with the perfect interest rate. Once you know what the spectrum of interest rates is, finding the best one in the market becomes easier.

No matter which home loan you choose, how reliable the housing finance company is, or how affordable your rates of interest are, make sure that you always read all the related documents before signing on the dotted line. It’s very important to be completely aware of all the terms and conditions of your home loan before making a choice.

Home loan rates in India are such that you can buy your dream home without feeling a great pinch in your pocket. Finding the perfect home has become much easier now than it ever was. Keep a lookout and choose carefully – your home loan awaits.

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